Mortgage Loan Originator - External Sales (Finance)
Want to join a progressive, stable and growing organization where you can build a career?
Mortgage Advisor – External Sales
DuPont Community Credit Union (DCCU) is currently seeking experienced candidates for the role of Remote Mortgage Advisor – External Sales, as part of our Mortgage team. This position will have a focus area of Harrisonburg and Rockingham County. If you have a passion for making the dream of home ownership a reality in our community, then this may be the perfect position for you!
What You'll have the Opportunity to do:
- Responsible for generating mortgage business by building partnerships and relationships within DCCU's service area (Virginia).
- Implement strategies to increase quality mortgage leads and applications.
- Conducts loan interviews; answers inquiries and processes in a timely manner all real estate requests made by telephone, mail, internet, email and in person.
- Provides financial counseling as it relates to matching members needs with credit union products, i.e. debt consolidation, home equity, construction, fixed or ARM products.
- Completes loan application, collects applicable member documentation, chooses the correct mortgage product, locks the loan and submits for underwriting approval.
- Prepares mortgage disclosures within applicable compliance guidelines, has all necessary documentation signed by member, or ensures member has consented to online disclosures.
- Prepares mortgage file for underwriting within mortgage origination software (Encompass).
- Organizes/assists with planning workshops/seminars.
- Attend local real estate/realtor related functions as well as other networking events.
- Attends majority of purchase loan Mortgage Closings.
- Communicates and implements sales and service techniques recognizing cross selling opportunities to meet the needs of the member.
- Maintains a working knowledge of portfolio, secondary market and government products.
- Required to attend or participate in necessary compliance training, including but not limited to Bank Secrecy Act, OFAC and Privacy.
- Assists in other areas/initiatives as directed by the Mortgage Sales Manager.
What You'll Bring to the Table
- High school diploma or equivalent and a minimum of 1 year experience in real estate lending required
- Ability to self-source leads
- If qualified to originate mortgage loans, must be eligible to register with the Nationwide Mortgage Licensing System (NMLS)
- Excellent verbal and written communication skills
- Good organizational, time management and problem-solving skills
- Passion for the mortgage industry and for serving others
- Courteous and friendly member relation skills.
- Basic mathematical skills (addition, subtraction, multiplication, division, percentages and fractions).
- Professionalism.
- Good clerical/computer skills. (Knowledge of Encompass and Desktop Underwriter is recommended, but not required)
- Word and Excel experience.
- Oral and written fluency in Spanish and English, preferred
What We Bring to the Table
- Meaningful work that is highly impactful to the membership and community.
- Opportunities for development and career growth.
- 100% Commission with a competitive incentive structure.
- Access to a competitive benefits package, including health insurance and retirement plans.
- Excellent working conditions, work hours, and work-life balance.
- Community involvement opportunities.
Who We Are
Founded in 1959, DCCU is a financial leader in the Shenandoah Valley, currently serving over 120,000 members, with over $1.8 Billion in Assets. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives. This is a great opportunity to join a well-respected and growing financial institution offering meaningful work that impacts our community.
Qualified individuals should apply on-line only by Friday, June 6, 2025.
On-line applications/resumes can be submitted by visiting www.mydccu.com.
Follow the careers link on the homepage.
At DuPont Community Credit Union our goal is to be a diverse workforce that is representative, at all job levels, of the community we serve. We are an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.
